By Brad Munson
The controversy continues after untold generations: Should you tie chores directly to an allowance? The experts are still split, but problems always crop up when — inevitably — kids don’t do the required work around the house. If you withhold payment, they’ll certainly learn one kind of lesson, but the larger concepts of saving, sharing, and planning for the future will be lost in the process. What’s more, some kids will use the “chores for cash” arrangement to bargain with you.
“If a child does not need their allowance that week," says financial advisor David McCurrach of Kids' Money, "is it acceptable not to do the chores? Do you want your children to ask ‘How much?’ every time you ask them to do something around the house?” Many experts say it’s more beneficial (and far less complicated) to consider the allowance as a benefit of being part of the family, while handling work and behavior issues separately.
Next: Don't deny their dues »
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