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The Subprime Mess has Compromised your community's stability in home and family


YourAMA January 23, 2009

Because of the subprime mortgage mess and its' resultant effect on the credit marketplace, homeowners are facing a tremendous financial crisis as their adjustable mortgage rates increase, home values decline, credit lines are frozen and equity in their homes evaporate. Moreover, the impact on their children's lives is incalculable.

Evidence shows a secure home and the resultant stable family environment can be one of the single most critical factors in academic success according to studies by the Educational Testing Service, Harvard, MIT and the National Center on Addiction and Substance Abuse, among many others. In fact, according to a report by Ohio State and Purdue University using data sets from the National Longitudinal Survey of Youth (NLSY), homeownership compared with renting led to a 13 to 23% higher quality home environment, a 9% uptick in math achievement, a 7% increase in reading achievement and a decrease of behavioral problems of 1 to 3%. The information supplied by these venerable organizations only supports what we already know: that a happy, stable home is one that enables students to get the most out of their studies, and increases graduation rates. 

AmeriMod Modification Agency wants to help. We are a highly regarded national leader in fighting cases of predatory lending, securing loan modifications and preventing foreclosures. We have been featured on numerous national television news shows and in major newspapers around the country. Our attorneys and financial specialists have helped thousands of families who were having difficulty making their monthly mortgage payments by negotiating to have their payments lowered, getting them an affordable fixed rate, having past due payments forgiven and even negotiating to have their principal balance reduced, in some cases. The result is a happier home environment, free of the stresses that disrupt the environment that children need to thrive.

If you would like to speak with us or have any questions regarding our services, I can be reached by phone at my office: 516-506-4130, my cell phone: 516-375-1744 or by email at: 


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